Cancellation & Refund Policy
Last updated: 13 October 2026
This policy applies to every payment made to Insight Camera Club on this website, including photography competition entry fees and event registration fees.
1. Cancellation by the participant
Once an entry or registration is submitted and paid for, it cannot be cancelled by the participant, and the fee is non-refundable. Please check the competition rules, categories, deadlines and fee before paying.
2. Cancellation by the club
If Insight Camera Club cancels a competition or event, every participant who has paid for it receives a full refund of the fee paid. If an event is postponed, your entry stays valid for the new date; if you cannot take part on the new date, you may ask for a full refund within 7 days of the postponement being announced.
3. Duplicate or failed payments
If you were charged more than once for the same entry, or money was debited although the payment failed or the entry was not recorded, the extra or failed amount is refunded in full. Write to us with the transaction ID and the date of payment.
4. Entries not accepted
An entry that is rejected for breaking the competition rules (for example a plagiarised or edited-beyond-rules image, or wrong category) is not refunded. An entry we cannot accept for a reason of our own — for example a closed category — is refunded in full.
5. How refunds are paid
Approved refunds are paid to the same account, card or UPI ID the payment was made from, within 5–7 working days of approval. Your bank may take a few more days to show the credit. Refunds are not paid in cash or to a different account.
6. How to request a refund
Email Insightphotocompetition@gmail.com, call +91 90742 23768, or use the other numbers on our Contact Us page with your name, phone number, the competition or event, the transaction ID and the reason. We reply within 3 working days.
7. Changes to this policy
We may update this policy; the version on this page on the date of your payment applies to that payment. See also our Terms & Conditions.